[Parts 4] AI Promises a World Without Money. So Why Do the Layoffs Keep Coming?



Survival Essays in the Age of AI · Essay 4
AI Promises a World Without Money. So Why Do the Layoffs Keep Coming?
I found the reason optimism unsettles me — buried inside a sentence by Yuval Noah Harari.

Yuval Noah Harari — Homo Deus
As AI and biotechnology advance, humanity may split into a small caste of superhumans and a vast underclass of useless Homo sapiens. As the masses lose economic value and political power, states may lose the motivation to invest in their health, education, and welfare. Being useless is very dangerous. The future of the masses will then depend on the goodwill of a small elite.
Yuval Noah Harari · Homo Deus

After reading that sentence, I sat still for a long time.

And then, finally, I understood.

Why I always felt a quiet dread whenever the optimists spoke.
I
They Aren't Wrong. That's Exactly What Scares Me.

The people leading AI tell us:

"Humans were never meant to work in the first place.
A world is coming where money disappears — and everyone enjoys a life of culture and leisure."

Musk. Kurzweil. Bill Gates.
These aren't baseless fantasies. The technology really is moving that way.

So why did I feel not comfort, but unease, every time I heard those words?

For a while, I didn't know.
Then I read Harari — and I understood.

What they're describing is the direction of technology.
But how the world technology creates will actually be run — that is not a technical question.
That is a political question. And politics has always moved alongside power.
II
Why the Optimists Never Paint the Dark Picture

I used to wonder about this.

Why do they only speak of hope?
Why don't they warn us about the bleaker scenario on the other side?

Now I understand.

They're just human. They speak about what they can see from where they stand.
And where they stand — they are already wealthy.

Even if the dark scenario comes true,
they are far more likely to end up on the superhuman side.
People with no reason to worry
are telling hope stories to people who have every reason to worry.

The problem is that their voices carry far.

Ordinary people hear the message, and hope the bright version arrives.
They worry, quietly — but then another busy workday swallows the thought whole.

And so time passes.
III
Technology Speaks in Future Tense. Capital Calculates in Present Tense.

While we wait, corporations act.

The same person who talks about a world without money lays off thousands.

At first it looked like hypocrisy.
But it isn't hypocrisy. It's a structural problem.

Companies don't operate in future tense. They operate in present tense.

This quarter's earnings,

stock price,

cash flow,

cost structure.

A public company's CEO is bound to shareholder value more than personal philosophy.
If you don't cut, the stock falls. The company's survival is threatened.

Personal optimism cannot beat the system.

Technology speaks in future tense.
Capital calculates in present tense.
And in the space between, those of us who draw a salary become the object of the calculation.

Technology is preparing to go to Mars.
I'm still working out this month's credit card bill.

IV
We Are Already Inside the Process

In Essay 3, I wrote this:
The dinosaurs didn't know they were disappearing.

Losing a job is an event. It's visible. It makes the news.
But losing your value is a process. It's quiet. It happens slowly.

AI produces the average — faster and cheaper.
Companies use that average to drive down costs.
And in that gap, the price of my expertise gets quietly squeezed.

The job title might survive.
But if the rate falls, life begins to collapse.

And this shift happens not through anyone's malice,
but "rationally" — within the current logic of capital.

That's what makes it more frightening.
V
A Society That Relies on Goodwill Is a Fragile Society
Harari's Warning

"This goodwill might last for decades. But when a crisis hits, the temptation to throw the surplus people overboard will become overwhelming."

I lingered on that sentence for a long time.

People change,

interests change,

power shifts,

and people tend to grow curiously stubborn as they age.

There is no guarantee that today's goodwill holds tomorrow.

If my life depends on the philosophy and kindness of a small number of individuals,
that is too unstable a foundation to stand on.

What we need is not a benevolent CEO.
What we need is a system that works without requiring benevolence.
VI
And Right Now, Almost Everyone Is Looking the Other Way

This is the real problem.

AI is advancing at speed.
But institutions are failing to keep pace.

Ordinary people are busy surviving.

Politicians have yet to take this seriously.

Entrepreneurs keep preaching optimism.

There's an unspoken assumption: that when technology raises productivity, the wealth automatically trickles down to everyone.
That has almost never happened in human history.

The Industrial Revolution was no different. Productivity exploded —
but getting that wealth back to workers took decades of institutional struggle.

There is no reason the AI era will be different.

And yet, almost no one has started fighting that fight.

VII
Before You Believe in the Future

I have no interest in mocking optimism.
Technology really is changing the world.

But one thing is clear.

Even if money becomes unnecessary in the future,
in the present, money is still power.
And corporations operate inside that power structure.

So instead of reading tech news,
I watch where the wealth that technology creates actually flows.
I pay attention to whose interests the rules governing that flow are designed to protect.

Utopia will not be delivered
by technology.
It will be delivered by institutions.
And those institutions
do not build themselves.
Survival Essays in the Age of AI · Essay 4

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